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Advisory & Tax Planning

Strategic year-round planning to keep more of what you earn — for individuals, families, and business owners.

Tax preparation is backward-looking — it documents what already happened. Tax planning is forward-looking — it shapes what's about to happen so the outcome is in your favor.

The most expensive tax mistakes are made when decisions get executed without a tax conversation first. PrudenTax works alongside you throughout the year, identifying opportunities, modeling scenarios, and helping you act before tax-saving windows close.

When advisory pays off

Major life events

Marriage, divorce, inheritance, sale of a home, retirement, or job changes — all have tax consequences worth modeling first.

Business transactions

Selling a business, buying real estate, restructuring an entity, or bringing on partners — strategy now saves taxes later.

High-income years

Bonuses, equity vesting, and large deals warrant a planning session before December 31.

Retirement transition

Roth conversions, RMDs, and Social Security timing decisions deserve a multi-year tax model.

IRS issues

Audit notices, back taxes, payment plans, and offer-in-compromise — we represent you with the IRS.

Estate & legacy

Gifting strategies, trusts, and basis planning to pass wealth efficiently to the next generation.

What's included

Year-round tax projections
Retirement contribution strategy
Roth conversion analysis
Capital gains & loss harvesting
Real estate transaction planning
Business structure optimization
S-Corp vs. LLC analysis
Estate & gift tax planning
Charitable giving strategy
Multi-state & relocation planning
IRS audit representation
Notice response & resolution
Installment agreements & OICs
Penalty abatement requests

Engagement options

One-time consultation

A focused 60–90 minute session to address a specific decision or transaction.

Best for: home sale, equity vesting, single-issue questions.

MOST POPULAR

Annual planning

Mid-year and year-end planning sessions, plus unlimited email guidance throughout the year.

Best for: business owners, high earners, retirees.

Retainer advisory

Ongoing strategic advisor relationship with monthly check-ins for complex situations.

Best for: families with multi-state, multi-entity, or estate planning needs.

Related services

Plan ahead. Pay less.

Schedule a planning session before your next big decision.

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